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Main Index    •    RESPA Statutes


 

 

Code of Federal Regulations


Title 12 — BANKS AND BANKING


Chapter X — BUREAU OF

CONSUMER FINANCIAL PROTECTION


Part 1024 — REAL ESTATE SETTLEMENT

PROCEDURES ACT (REGULATION X)


 

 

SUBPART A --  GENERAL PROVISIONS

§ 1024.1 • Designation

§ 1024.2 • Definitions

§ 1024.3 • E-Sign applicability

§ 1024.4 • Reliance upon rule, regulation or interpretation by the Bureau

§ 1024.5 • Coverage of RESPA

SUBPART B -- MORTGAGE

 SETTLEMENT AND ESCROW ACCOUNTS

§ 1024.6 • Special information booklet at time of loan application

§ 1024.7 • Good faith estimate

§ 1024.8 • Use of HUD-1 or HUD-1A settlement statements

§ 1024.9 • Reproduction of settlement statements

§ 1024.10 • One-day advance inspection of HUD-1 or HUD-1A settlement statement; delivery; recordkeeping

§ 1024.11 • Mailing

§ 1024.12 • No fee

§ 1024.13 • [Removed and reserved]

§ 1024.14 • Prohibition against kickbacks and unearned fees

§ 1024.15 • Affiliated business arrangements

§ 1024.16 • Title companies

§ 1024.17 • Escrow accounts

§ 1024.18 • [Removed and reserved]

§ 1024.19 • [Removed and reserved]

§ 1024.20 • List of homeownership counseling organizations

§ 1024.21 • [Removed]

§ 1024.22 • [Removed]

§ 1024.23 • [Removed]

SUBPART C -- MORTGAGE SERVICING

§ 1024.30 • Scope

§ 1024.31 • Definitions

§ 1024.32 • General disclosure requirements

§ 1024.33 • Mortgage servicing transfers

§ 1024.34 • Timely escrow payments and treatment of escrow account balances

§ 1024.35 • Error resolution procedures

§ 1024.36 • Requests for information

§ 1024.37 • Force-placed insurance

§ 1024.38 • General servicing policies, procedures, and requirements

§ 1024.39 •  Early intervention requirements for certain borrowers

§ 1024.40 • Continuity of contact

§ 1024.41 • Loss mitigation procedures

Appendix A through D • Omitted

Appendix E •  Arithmetic Steps

 

 


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Page Last Updated:  July 30, 2018